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Lowest Credit Score To Buy A House. However, those who have a “good” credit score of 740 and higher will be offered the best mortgage rates. The minimum credit score you’ll need depends on the type of loan.
A fair credit score, 650 to 699. These are the typical ranges scores can fall into; With most lenders, the lowest credit score to buy a house is 580.
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Generally speaking, you’ll need a credit score of at least 620 in order to secure a loan to buy a house. So, what is the minimum credit score to buy a house, you might wonder. However, someone with a poor credit score will probably have a higher interest rate than someone whose credit score is good. How to buy a house with low credit score.